2017 Educational Sessions

Diminution in Value, Cosmetic Damage & Matching

Session Code:  1315    Session Level:  Intermediate

Curriculum: Property Coverage

Tuesday 1:30 - 2:30 -- Room 309
Wednesday 3:30 - 4:30 -- Room 210

Anthony Antonellis, JD,  Attorney
Sloane and Walsh, LLP, Boston, MA

William Lamb, CPCU,  Manager, Property Claims
Norfolk & Dedham Group, Dedham, MA

  • Identify diminution in value and cosmetic damage issues in residential and commercial property losses
  • Evaluate the policy language upon which proponents maintain a basis for coverage and provide examples of policy language directly limiting coverage for diminution in value and cosmetic damage claims.
  • Describe recent developments in case law throughout the nation
  • Outline recent trends and distinctions amongst different jurisdictions

Ensuing Loss: When Is It Covered?

Session Code:  1365    Session Level:  Intermediate

Curriculum: Property Coverage

Monday 10:30 - 12:00 -- Room 309
Tuesday 10:30 - 12:00 -- Room 309

Thomas Casson, Zonal VP
American International Group, New York, NY

William Kramer, President
William Kramer & Associates, Avon, CT

Mindy M. Medley, JD,  Shareholder
Clausen Miller, PC, Chicago, IL

  • Determine what is an ensuing loss/resulting damage
  • Identify the various types of policy language that cover ensuing losses/resulting damage
  • Evaluate how different jurisdictions treat ensuing loss/resulting damage language
  • Decide if various ensuing losses are covered under a variety of claim scenarios

Evolution of Collapse Coverage

Session Code:  1325    Session Level:  Intermediate

Curriculum: Property Coverage

Wednesday 10:30 - 12:00 -- Room 309
Tuesday 3:30 - 5:00 -- Room 309

Harry Allen, PE,  Structural Engineer
HRA Engineering LLC, Gurnee, IL

Chad Dannewitz, Sr. Property Supervisor
EMC Insurance Companies, Des Moines, IA

Sean O'Brien, JD,  Shareholder
Bradshaw Fowler Proctor et al, Des Moines, IA

  • Review how courts have historically interpreted collapse-related policy provisions
  • Describe the modern policy language addressing coverage for the peril of collapse
  • Examine recent cases interpreting modern collapse-related policy provisions
  • Identify engineering issues that may arise during the adjustment of a collapse-related loss

Foundation Losses: Houses Built on Sand?

Session Code:  1345    Session Level:  Intermediate

Curriculum: Property Coverage

Tuesday 1:30 - 3:00 -- Room 313
Wednesday 10:30 - 12:00 -- Room 306

Gerald P. Dwyer, JD,  Partner
Robinson & Cole, LLP, Hartford, CT

Benjamin T. Irwin, PE,  Principal Consultant
Rimkus Consulting Group, Inc., King of Prussia, PA

  • Examine the competing theories relating to the source and cause of the recent and numerous crumbling concrete claims
  • Identify the complex coverage, loss measurement, and mitigation issues presented by these claims
  • Explore the responses by insurance departments, attorneys general, and the insurance industry

Homeowners Coverage: Secondary Homes

Session Code:  1355    Session Level:  Intermediate

Curriculum: Property Coverage

Monday 1:30 - 3:00 -- Room 208
Wednesday 8:30 - 10:00 -- Room 208

John McLaughlin, AIC,  Associate Vice President
Narragansett Bay Insurance, Pawtucket, RI

Michael T. Ryan, Partner
Merry, Farnen & Ryan, P.C., St. Clair Shores, MI

  • Properly apply special limits to personal property claims
  • Demonstrate what triggers Additional Living Expense coverage, how it is defined, and what is owed
  • Review the mold endorsement and case law surrounding it
  • Properly investigate and evaluate coverage as it applies to pipe-freeze claims that occur in a home that is not a primary residence

Property Case Law Developments 2016

Session Code:  1330    Session Level:  Intermediate

Curriculum: Property Coverage

Tuesday 8:00 - 12:00 -- Room 311
Wednesday 8:30 - 12:00 -- Room 311

Janet L. Brown, CPCU, JD,  Partner
Boehm Brown Harwood, P.A., Orlando, FL

Wayne Taylor, JD,  Attorney
Mozley Finlayson & Loggins LLP, Atlanta, GA

  • Review current trends and improve your ability to forecast court decisions
  • Identify current issues and concerns in the property insurance field
  • Use reasoning skills to apply policy provisions to factual scenarios
  • Share viewpoints with other claims professionals and attorneys from around the country on property insurance issues

Superstorm Sandy: Reflecting Upon Her Teachings

Session Code:  1375    Session Level:  Intermediate

Curriculum: Property Coverage

Tuesday 8:00 - 9:30 -- Room 312
Monday 10:30 - 12:00 -- Room 306

Melissa M. D'Alelio, JD,  Principal
Robins Kaplan LLP, Boston, MA

Meredith L. Murphy, JD,  Litigation Counsel
FM Global, Johnston, RI

  • Explore property insurance policy provisions addressing "named storm," "flood," "storm surge," and the ability to stack "limits of liability"
  • Survey recent case developments and emerging coverage trends involving the applicability of these provisions to Sandy losses
  • Apply these policy provisions to complex coverage questions, analyzing factual nuances that may change the application
  • Assess methods to determine coverage for claims that involve complex flood, storm surge, named storm, and limit-stacking arguments